Introducing Our Advice Process
Where The Client Is Always At The Centre
01 DISCOVERY
An initial Discovery call to understand what drives you
02 ANALYSIS
In-depth analysis of existing assets and priorities
03 RESEARCH
We consider the whole of the market to provide the best advice in your circumstances
04 STRATEGY
Bespoke Wealth Planning Report tailored to your priorities
05 IMPLEMENTATION
Flat-fee, zero commission implementation of our regulated advice
06 AFTER CARE
We work with you through every step of the journey, with regular reviews to ensure your assets are delivering.
We’re Different | Value is our Identity
We’re the first Expat Financial Adviser to charge all our clients the same fee. High fees are a proven head-wind to wealth generation. It’s time to remove them.
We're Safe | Security is our Heartbeat
We operate a multi-layered system to ensure that your assets are protected to the highest degree. Without security, wealth loses it’s meaning.
We're Leaders | Expertise is our Foundation
Our Advisers hold a minimum of 10 years of experience in Partner positions, adeptly guiding clients through cross-border challenges. We’ve seen it all.
What We Do
Expat Retirement Planning
UK Pension Transfers
Our expert team can help to transfer or consolidate both defined contribution and more complex defined benefit schemes.
International SIPP (Non-Resident SIPP)
With a whole of market offering, we can find the best non-resident SIPP account for you.
QROPS
Primarily for larger pension holders with Lifetime Allowance concerns, we can complete a QROPS account for you at an industry leading flat fee.
QNUPS
A pension which, like a QROPS, has certain tax benefits and can be utilised by UK residents.
Expat Investment Accounts
Tax-Efficient Expat Investment Solutions
An investment is only as good as the tax wrapper it’s held in. We’re here to make your growth go further.
Offshore Investment Accounts
Offshore Bonds
A particularly tax-efficient solution for individuals looking to eventually return to the UK, usually based out of the Isle of Man.
Assurance Vie (French Residents)
A product available for French residents with significant tax advantages, in a country where tax-efficiency is hard to achieve.
Spanish Bond (Spanish Residents)
A tax preferential investment account for Spanish residents with gross roll up features, allowing growth to compound over the years.
Portuguese Bond (Portuguese Residents)
A local Investment Bond compliant with national legislation, granting various tax benefits in Portugal.
What We Don’t Do
Sell Products
We’re truly independent. Our only priority is delivering the best outcomes for our clients.
Charge Commissions
Our clients know exactly what they pay for our services. No hidden fees or confusing smallprint.
Lock-Ins
Our clients stay with us because of the value we add, not because they have to.
Exit Penalties
Withdrawing your own money shouldn’t cost a penny. We only work with providers that honor this.
What We Charge
We charge all our clients the same initial Wealth Planning fee, whether it’s consolidating several UK pensions, a multi-million pound investment into a complex tax-wrapper, or both.
We’re proud of our fees. That’s why we have them front and centre.
Our Vision
We believe it’s time for Expatriates around the world to demand more.
Inspired by our history, learn more about our bold vision to drive change throughout the industry.
After all, it’s your wealth, not ours.
FAQs
Is this for me?
Our services are for all Expats around the world.
If you’re living outside of the UK and need help with investments, pensions or any other area of financial planning our expert team can assist.
Is The Wealth Genesis Regulated?
We are fully regulated to provide both investment and insurance advice to all EU member states.
We are regulated by the Securities and Exchange Commission (SEC) to provide advisory and investment advice to US residents.
We also hold an unrestricted investment license in Mauritius, allowing us to service Expats around the world.
All regulatory information can be found in our footer.
Is my money safe with you?
We never directly hold any client funds.
All pension and investment accounts recommended by us are held in segregated client accounts, and are fully covered by the Financial Services Compensation Scheme (FSCS).
Wherever possible, we will use FCA regulated products for our clients.
What makes you different?
We’re passionate about delivering value and streamlining costs.
Large ongoing costs are a proven drag on performance.
We’re here to disrupt the status-quo as the first international adviser to charge the same flat fee to all our clients.
Do I need an Expat Financial Adviser
You don’t – but we’d be delighted if you’d consider us.
We’re proud of our offering and our clients remain with us for the value we add to their futures.
Our specialist advice team are qualified to the highest standards, with over 75 years experience advising clients in unique scenarios.
How do I get started?
Simply complete our online form via the ‘get started’ or ‘get in touch’ buttons on our site.
We’ll then schedule an initial consultation with you.
There are no obligations to proceed at any stage, nor any fees due unless you become a client.
The Wealth Genesis offers Insurance Brokerage services to applicable jurisdictions via NFS Insurance Advisors, Agents and Sub Agents Ltd, which is regulated by the Insurance Companies Control Service (ICCS), Licence No. 5689 and is authorised to introduce business to NFS Network Financial Services Ltd, which is regulated and authorised under MiFID by the Cyprus Securities & Exchange Commission, Licence No. 328/17
The Wealth Genesis is authorised to provide Investment Advice to applicable jurisdictions via Financial Services Network Ltd, which is authorised and regulated by the Mauritius Financial Services Commission under License No. C116016070
The Wealth Genesis through its advisers offers investment and financial advisory services through Beacon Global Adviser Network, LLC (BGAN), a registered investment adviser with the Securities and Exchange Commission (SEC). Registration with the SEC does not imply a certain level of experience or education.